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808-488-0185
roxanna@hawaiiantel.net

Knowledge Is Power!

Take advantage of comprehensive real estate, mortgage , and settlement information . You will gain insights on key topics , archives, and settlement services. Together as a unified resource , contact Roxanna for a positive and realistic real estate experience!


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MetLife Home Loans
  Ron Li , Direct 808-275-8017
  Rli@metlifehomeloans.com
 
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Old Republic Title & Escrow
  Quentin Chun, Branch Manager
  Direct 808-483-0130
  QChun@ortc.com

 

ESCROW is a third party who receives, processes, and closes a transaction according to specific information received form all parties in a transaction. All escrows are different according to the type of property and complexity of the transaction. Usually the cost of escrow (settlement) services is based on the gross sales price and divided equally between Buyer and Seller. Buyer and Seller also will have an accumulation of such charges as invoices, taxes, insurance, survey, and other services and fees that may be associated with their transaction obligations. Closing funds must be in the form of a cashier's check or wired funds made payable to the escrow company.


FORECLOSURE
An Uphill Real Estate Adventure

Buying a foreclosure is a different way of doing real estate . Several factors set foreclosures apart from traditional sales transactions. In a foreclosure, the seller has no emotional attachment to the property. For the bank seller. it is strictly a business decision.

Bank seller will have many additional forms and requirements than in a traditional sale. In most cases agents and buyers will be dealing with an asset manager who rarely has any authority to make a decision and buyer will have to wait to get answers from someone or a committee . bank sellers traditionally take a much longer time to respond to an offer. If there are several offers, time will be even longer for evaluation of each one. Buyer is required to take the property in as is condition. Banks do not pay for inspections, replacements, repairs, haul and dump, and landscaping .

It takes a special kind of buyer to purchase a bank owned property. Is foreclosure for you? If you are prepared to tackle the project, make certain than the lender will fund on the project and that cash is available for repairs and unforeseen surprises such as bats in the attic. If you are investor, i will be easier walking away than will a primary residence buyer who is emotionally invested in the outcome.

YOU MAY HAVE SOME CONCERN ABOUT THE CONFIDENTIALITY OF THE INFORMATION YOU PROVIDE. ROXANNA'S POLICY AND PROMISE WILL KEEP YOUR PERSONAL AND BUSINESS MATTERS CONFIDENTIAL!


Faith Realty, LLC.
98-211 Pali Momi Street, Suite 822
Aiea, Oahu,Hawaii 96701
roxanna@hawaiiantel.net
808-488-0185

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